The purpose of the Risk Management Department is to protect the City from losses arising out of claims against the City. This encompasses all City insurance matters. Liability, automobile, property, worker's compensation and health insurances are examples of the kind of insurances which the Risk Manager uses to protect the City.

The Risk Manager must be knowledgeable in many areas, including general business, insurance, legal and accounting. Because the City is a municipality, the Risk Manager must also have knowledge of government proceedings in order to process the above items required to complete this function.